Most motor cover is still for one year in duration. As during a 12 month period the needs of drivers may change, short term insurance can now be secured potentially providing a better value and more flexible solution.

Temporary car insurance is usually defined as cover for one month or less. However, there are now a number of specialist insurance companies who now offer flexible cover for between one to six months. There are even now extremely flexible policies available for longer than one month. This gives the benefit of not having to pay for cover when it won’t be needed.

There are many reasons and situations where drivers may take out a temp car insurance policy. One of the most popular is making sure you are insured when using a friends motor. Securing an additional policy for this could protect a no claims bonus built up if no claim has been made for a while. This could therefore be a good option for more experienced drivers.

Another reason short term car insurance is taken out is to provide cover for an additional driver so driving can be shared on a longer trip or vacation. Providing temp insurance cover for a foreign visitor is a situation where short term cover may be required. As is requiring short term car insurance when buying a new motor and needing to take it home. Taking a test drive and requiring cover for a weekend can be another eventuality.

When moving house, some people borrow a van from a friend and colleague and require short term van insurance. Temp motorbike insurance is also popular for riders who, for example, may be planning a summer biking holiday with fellow bikers. This could be beneficial if they will only be using the bike while they are away.

Jerome McFadden writes on several subjects including bike insurance for one month and van insurance for 6 months.

Article Source:http://www.articlesbase.com/insurance-articles/temporary-car-insurance-is-a-popular-alternative-for-short-term-cover-1469487.html